On our website, you will find that we have a couple different Buy Now, Pay Later options - PayPal Pay Later and QuickSpark. Let’s compare!

PayPal Pay Later

Once you have your order ready for checkout, you can choose the PayPal Pay Later button in your cart. It will then take you to PayPal where you can choose to Pay in 4 or Pay Monthly.

If you choose to go with Pay in 4, your purchase of $30 - $1,500 will be split into 4 interest-free payments. You will make your first payment at check out, and then the next 3 payments will occur every 2 weeks until it is paid off. Some consumers may require a soft credit check that does not impact your credit score.

Pay Monthly is a little bit different! Choosing Pay Monthly means that you are subject to credit approval, but you have a little more freedom on payment amount and term length on purchases of $199 - $10,000. Be sure to pay attention to the APR here though as it is not 0% like Pay in 4!

At any time, you can log into your PayPal account to make payments or review your plan details. This can be done online or in app. When it's time to make your payments - a debit card, credit card, or a confirmed bank account are all acceptable payment methods.

QuickSpark

Additionally, you can choose the button at checkout that says “Finance as Low as $XX / mo” which will take you directly to the financing application that you must fill out. QuickSpark partners with multiple funding sources to find the best solution for your financial situation. Whether you have a low credit score or maybe you’re just starting your business out, they have special financing programs for every situation and will get you manageable low monthly payments.

With the simple electronic application, you can get an instant credit decision within hours of submitting. We can approve financing from $1,000 to $100,000 with payment terms ranging from 12 to 60 months so you get what works best for you.

As soon as you are approved and all paperwork is final, your products will be shipped to you for you to enjoy.

For more information or any questions you may have about financing options, please feel free to contact Customer Service at 734-224-7758 or you can send an email here.